Before You Apply, Check
to See if You Qualify

Enter the state your business is based in and we will text you the exact requirements to obtain a bank line of credit.
Before you apply, make sure you meet all the requirements for your specific state. No application or obligation.
Credit lines between
$30K – $5M
Rates as low as
WSJ PR + 0% -2%
Approvals as fast as
5 minutes
Straightforward time saving application
Save tons of time, only fill out one application. It takes about 10 minutes.
Any questions? Drop Us a Line
Sometimes small business owners like to learn more about the available programs before applying.
See an overview of our programs
Find out how a line of credit can specifically help your business. Rates, terms and requirements.

Real Lines of Credit from Real Banks

Apply online once and only once.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Wait hours, not days for an approval.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Sign off on your Revolving Line of Credit within 2 weeks.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Apply online once and only once.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Wait hours, not days for an approval.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Sign off on your Revolving Line of Credit within 2 weeks.

We make the application process much easier and much more effective by centralizing all the needed information to apply for bank lines of credit nationwide. Save time and headache by only having to apply once.

Excellent
February 2, 2024
Huge game changer for my business
Gave me the capital i needed at the perfect time that helped save my retail store in Idaho- shout out Matt for making the process so seamless!
John T
January 30, 2024
fast and simple process...
LOCD's easy application gave us the jolt we required to successfully open a second location.
Kevin G.

Resources

September 9, 2024
Announcement: Rates are Dropping
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November 15, 2023
Small Business Owners are Loading up their Personal Credit Card Debt
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October 20, 2023
Lines of Credit vs Loans: Which is Best for Manufacturers?
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October 18, 2023
Loans vs. Credit Lines: Financing Options for Dental Practices
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October 18, 2023
Unsecured vs Secured Lines of Credit for Dentists
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October 17, 2023
Lines of Credit for the Dental Industry
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October 3, 2023
Did Your Business Declare a Profit on the 2022 Business Tax Returns?
Learn More.
October 2, 2023
Small Business Spotlight: Craft Breweries Driving Colorado’s Economy
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October 2, 2023
Small Retail Businesses and the Changing Face of Colorado Main Streets
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Apply for a Bank Line of Credit

Applying will not affect your credit score